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Health Care Reform. Fix what's broken, keep what works.

How the Plan Works

Traditional Blue Cross® and Blue Shield® Plans

Traditional Indemnity Program — it’s so easy to use!

You have the freedom to go to any doctor you want, without getting permission from anyone.

  Receiving Care
Blue Cross® Provides coverage for non-routine hospital care.
Blue Shield® Covers non-routine medical/surgical care by doctors and other health care providers.
Major Medical Offers supplemental coverage for non-routine care and special needs.

Maximize your benefits by using Blue Cross Blue Shield providers.