How the Plan Works
Personal Choice® PPO
With Personal Choice, it is always your choice!
Receive care from any provider without a referral in-network or out-of-network. Some services may still require preauthorization.
| |
In-Network |
Out-of-Network |
| Receiving Care |
Visit any participating provider directly, without selecting a primary care physician (PCP). |
Visit any non-participating provider directly. |
| Costs |
Copayments for office visits and preventive care |
Higher out-of-pocket costs |
| Ease of Use |
- no PCP
- no referrals
- no paperwork
|
May require claim filing |
No matter which path you choose, you’re covered!
