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Work Alone? Learn about coverage for self-employed individuals.

How the Plan Works

Keystone Point-of-Service (POS)

With Point-of-Service, it's always your choice!

You choose to get a referral or self-refer to providers for care.

  Referred Care Self-Referred Care
Receiving Care Visit your Keystone Primary Care Physician (PCP) to provide care or refer you to a specialist Seek care directly from any provider
Costs Having care provided or referred by your Keystone PCP ensures the highest level of care Seeking care from any provider increases your out-of-pocket costs as deductible and coinsurance may apply
Ease of Use With Keystone Point-of-Service, you never need to complete a claim form Self-referred care may require claim filing

No matter which path you choose - You're covered!