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Benefits Summary

Keystone Point-of-Service (POS)

Benefits Keystone
Point-of-Service
5/B
Keystone
Point-of-Service
15/E
Keystone
Point-of-Service
Select lll/G
  Referred Self-
Referred
Referred Self-
Referred
Referred Self-
Referred
Deductible NONE $200 Indiv.
$600 Family
NONE $500 Indiv.
$1500 Family
NONE $1000 Indiv.
$3000 Family
Out-of-Pocket Maximum $650/member $1000 Indiv. $3000 Family $1000 Indiv. $2000 Family $3000 Indiv. $6000 Family $2000 Indiv. $4000 Family $10,000 Indiv. $30,000 Family
Overall Lifetime Maximum Unlimited $1,000,000 Unlimited $1,000,000 Unlimited $1,000,000
Office Visit (PCP) $5 80% $15 70% $20 60%
Specialist Visit $5 80% $25 70% $25 60%
Hospital Care (Inpatient/ Outpatient) 100% 80% 100% 70% $125/day
$625 max/
inpatient admission
$100 copay/ outpatient surgery
60%
Outpatient Rehabilitation Therapy 100%
(up to 60 consecutive days/
condition)
80% 100%
(up to 60 consecutive days/
condition)
70% $25
(up to 60 consecutive days/
condition)*
60%
X-ray 100% 80% 100% 70% $25* 60%
Lab 100% 80% 100% 70% 100% 60%
Preventive Care $5 80% $15 70% $20 60%
Maternity Care $5
(1st visit) 100% thereafter
80% $25
(1st visit) 100% thereafter
70% $25
(1st visit) 100% thereafter
60%
Emergency Care $35
(waived if admitted)
$35
(waived if admitted)
$35
(waived if admitted)
$35
(waived if admitted)
$50
(waived if admitted)
$50
(waived if admitted)

The above table illustrates some of the benefit programs available. This information has been extracted from and is subject to the terms and conditions of all applicable group contracts and member handbooks. These managed care plans may not cover all your expenses. Read your contract carefully.

* This benefit plan applies copays to physical, occupational and speech therapy visits, and X-rays.

Referred benefits are underwritten or administered by Keystone Health Plan East. Self-Referred benefits are underwritten or administered by QCC Insurance Company, Inc.

For more information on the terms, limitations, and exclusions of the benefit programs, please contact your independent broker or call 215-241-3400.