- This is a deductible/coinsurance plan design. Generally, members pay all expenses until they meet the deductible.
- New deductibles apply at the beginning of each benefit period.
- Once the deductible is met, plan coinsurance, if included, applies.
- Out-of-pocket maximums provide a cap on annual health care expenses.
- Preventive services are covered. Preventive services are covered at 100 percent or with a copayment — even before the deductible is met.
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BlueSaverSM Health Account Solutions
Compare the three savings account options that can be paired with consumer-driven plans.
High-level chart
 Detailed chart
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