1. Choose a health plan
Choose from Keystone Health Plan East HMO, Keystone Point-of-Service, Keystone Direct POS, or Personal Choice® PPO.
2. Select a copay for office/outpatient care
Choose copayments for office visits, therapy, and diagnostic care. For example, select the $15/$30 option for $15 primary care and $30 specialist care copays. View copay options.
3. Select cost-sharing schedule for facility/ancillary care
This applies to hospital services, outpatient surgery, and emergency room care. Cost-sharing for inpatient hospital care ranges from $0 - $250 per day. View cost-sharing options.
4. Select out-of-network benefits
Keystone Point-of-Service, Keystone Direct POS, and Personal Choice PPO plans allow members to obtain care out-of-network. Choose from two benefit levels to cover out-of-network services. View out-of-network options.
5. Select prescription drug, dental, vision, and life benefits
Nine prescription drug formulary options are offered through our Select Drug Program®. View Select Drug Program options.
In order to create an effective plan for your clients, a Flex Health Plan should be paired with a savings account to create a
BlueSaverSM Health Account Solution.