- About Health Care Law
- Our Position
- Key Provisions
- Frequently Asked Questions
- For Individuals and Members
- For Businesses
- For Providers
- Glossary of Key Terms
Frequently Asked QuestionsChildren with preexisting conditions
1. How does the law affect children with pre-existing conditions?
The health care law prohibits health plans from denying coverage or benefits to children under the age of 19 who have pre-existing medical conditions. This provision, which went into effective in 2010, does not apply to grandfathered plans until 2014.
2. Does the law make it easier for adults who have medical problems to get health coverage?
Starting in 2014, the law prohibits insurers from denying coverage to anyone with pre-existing health conditions, or charging them higher rates because of their health status. That means you will be able to buy health insurance even if you have a pre-existing medical condition.