Frequently Asked Questions

On March 23, 2010, President Obama signed comprehensive health care reform legislation — officially called the Patient Protection and Affordable Care Act — into law. Since then, our customers and members have asked many questions about the impact this comprehensive health care legislation may have on them. Here are answers to some of the most frequently asked questions about the new law:

General questions about Health Care Law

Affordability and Cost

Pre-existing conditions

Dependent Coverage

Early retiree reinsurance program

Essential Health Benefits

Grandfathered health plans


Requiring insurance

Tax credits/subsidies

Medical Loss Ratio (MLR) Rebate Information