- About Health Care Law
- Our Position
- Key Provisions
- Frequently Asked Questions
- For Individuals and Members
- For Businesses
- For Providers
- Glossary of Key Terms
Frequently Asked QuestionsEssential Health Benefits
- Preventive, wellness and disease management services
- Emergency care
- Ambulatory services
- Maternity and newborn services
- Pediatric services, including dental and vision
- Prescription drugs
- Laboratory services
- Mental health, behavioral health, and substance abuse services
- Rehabilitation and habilitation services
There are no lifetime limits on the amount your health plan spends on these essential health benefits services for you and your family. In addition, insurers will cover 100 percent of the cost of many preventive services, such as wellness visits, immunizations, and screenings for cancer and other diseases when you use an in-network provider. That means you will not pay any deductible, copayments, or co-insurance for many preventive services that can help you stay healthy.
2. Does the law affect preventive health services?
Insurers will cover 100 percent of the cost of many preventive services, such as wellness visits, immunizations, screenings for cancer, and other services. That means you will not pay any deductible, copayments, or coinsurance for many services that can help you stay healthy.