Compare Plans

Compare the three savings account options that can be paired with High Deductible Health Plans.

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Employee HSA Guide

Your employees with an HSA who open a Bank of America account can learn more about the integrated features and capabilities available to them on ibxpress.com:

Health Savings Accounts (HSAs)

BlueSaverSM Health Account Solutions

BlueSaver HSA Solutions are member-owned personal savings accounts which can be funded by either the group or the member, and can only be offered in conjunction with a federally qualified High Deductible Health Plan. Members contribute to HSAs through payroll deduction, check, or online transfer. Contributions are tax-deductible and distributions are tax-free when used to pay for qualified medical expenses. Interest and earnings are also tax-free.

Under an HSA arrangement, the member owns the account, so if they change jobs, the account goes with them. Members can even use their HSA as an investment to help cover health care costs in their retirement years.

Learn more about contributions and distributions.

Added Pharmacy Benefit Exclusive to BlueSaver HSA Customers

You can save money and make it easier for employees with chronic conditions to more easily afford their preventive medications by opting for a benefit that waives the deductible for these prescriptions.

pdf icon Enhance your HSA-qualified High Deductible Health Plan (HDHP)

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Contact Us

For more information, contact your producing agent, consultant, Independence Blue Cross representative, or call, 215-241-2263.