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Compare the three savings account options that can be paired with Consumerisn plans.

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Contributions and Distributions
Health Reimbursement Accounts (HRAs)

Contributions

  • HRAs are funded solely by the employer.
  • Employer determines contribution amount.
  • Employer determines the types of expenses to be reimbursed.
  • Funds are available as long as individual remains with employer.
  • Unused funds either roll over from year to year or are forfeited at year-end, based on employer's choice.
  • An HRA can be used with any health plan (typically offered with a high deductible plan).

Distributions

May be used for:

  • qualified medical expenses;
  • medical and prescription costs that count toward the plan deductible;
  • copayments for doctor visits and prescriptions;
  • any applicable coinsurance.

For a complete list of qualified eligible medical expenses, visit IRS.gov and search for “Pub 502.”

1 Not all variability is offered with small group BlueSaver HRA options. FSAs and HRAs are administered by AmeriHealth Administrators, Inc., an independent company.

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