Compare Plans

Compare the three savings account options that can be paired with High Deductible Health Plans.

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Contributions and Distributions
Flexible Savings Accounts (FSAs)1

Contributions

  • FSAs are funded by pre-tax contributions by an employee and/or employer (typically funded by employee only).
  • Employer determines maximum contributions.
  • Funds are available as long as individual remains with employer.
  • Unused funds are forfeited at year-end.
  • An FSA can be used with any health plan.

Distributions

May be used for:

  • qualified medical and prescription costs that count toward deductible;
  • copayments for doctor visits and prescriptions;
  • any applicable coinsurance.

For a complete list of qualified eligible medical expenses, visit IRS.gov and search for “Pub 502.”

1FSAs and HRAs are administered by AmeriHealth Administrators, Inc., an independent company.

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