Deductible Plans Blue Solutions® Plus for businesses with 51 – 99 employees
With a deductible plan, employees still must pay copays for the medical care they use most and have 100 percent coverage for certain preventive services. The deductible, an amount employees pay before insurance kicks in, only applies to services such as hospital stays and emergency care. Once the deductible is met, employees are responsible for coinsurance, a percentage of the plan allowance.