Seasonal Flu Coverage and Benefits

Whether you are covered for the seasonal flu vaccine depends on the type of Independence Blue Cross coverage you have. Refer to the chart below to see what your plan covers and find out where you should go to get vaccinated.

Please note: The following list may not be comprehensive. If you do not see your plan here, please call Customer Service at the number on the back of your ID card for coverage information.

Flu vaccine coverage chart

Your plan Where you can go for a vaccine Your coverage for the seasonal flu vaccine

Keystone HMO/POS

Keystone 65 HMO

CHIP
  • any eligible in-network provider;
  • participating MinuteClinics® at CVS pharmacies and Take Care Health Clinics™ at Walgreens® pharmacies in accordance with your standard benefits plan;*
  • any participating CVS, Rite Aid, ACME Sav-on, Target or Kmart store pharmacy locations in PA/NJ/DE (to receive vaccination directly from a pharmacist);
  • vaccination clinics (organized by local health departments) and other private settings (e.g., place of employment).

Coverage for the seasonal flu vaccine depends on whether your plan includes coverage for immunizations.

If your plan covers immunizations:

  • You will not need a referral, precertification, or preapproval to get the seasonal influenza vaccine.
  • You will pay any applicable copay and/or deductibles.

If your plan does include coverage for immunizations and you paid for your influenza vaccine, you may submit a PDF icon Seasonal Influenza Reimbursement Form.

If you do not know whether your plan covers immunizations, call Customer Service at the number on the back of your ID card.

Personal Choice® PPO

Personal Choice 65SM

National BlueCard
  • any eligible provider (in- and out-of-network benefits apply);
  • participating MinuteClinics at CVS pharmacies and Take Care Health Clinics at Walgreens pharmacies in accordance with your standard benefits plan;
  • any participating CVS, Rite Aid, or ACME Sav-on, Target or Kmart store pharmacy locations in PA/NJ/DE (to receive vaccination directly from a pharmacist);
  • vaccination clinics (organized by local health departments) and other private settings (e.g., place of employment).

Coverage for the seasonal flu vaccine depends on whether your plan includes coverage for immunizations.

If your plan covers immunizations:

  • You will not need a referral, precertification, or preapproval to get the seasonal influenza vaccine.
  • You will pay any applicable copay and/or deductibles.

If your plan does include coverage for immunizations and you paid for your influenza vaccine, you may submit a PDF icon Seasonal Influenza Reimbursement Form.

If you do not know whether your plan covers immunizations, call Customer Service at the number on the back of your ID card.

Comprehensive Major Medical (CMM)

Traditional Blue Cross® and Blue Shield®

The flu vaccine (injectable and the intranasal) is covered in accordance with your current benefits plan for routine immunizations. Benefit restrictions as well as applicable deductible and coinsurance requirements may apply.

Please refer to your Summary of Benefits for more information, or call the Customer Service number on the back of your ID card.

Please Note: For members who have 100 percent coverage for services in accordance with the Patient Protection and Affordable Care Act of 2010 and the Health Care and Education Reconciliation Act of 2010, no cost-share (i.e., copayments, deductibles, coinsurance) should be applied for the vaccine and administration of the vaccine.

Vaccine Reimbursement

You do not need to submit a reimbursement form when you get your flu vaccine at participating CVS pharmacies (MinuteClinics or direct from a CVS pharmacist), Rite Aid pharmacies, Take Care Health Clinics at Walgreens pharmacies, ACME Sav-on pharmacies or at wellness events such as those offered by employers for their employees when facilitated by Maxim Healthcare Services, CVS, or Rite Aid.

If you get your flu vaccine at a nontraditional location, like a grocery store, community center, or other location, you may have to pay an up-front fee. Independence Blue Cross members with HMO, POS, and PPO plans who receive their vaccine at a non-participating provider may file a reimbursement form to receive reimbursement for their out-of-pocket amount of up to $25 per member, per vaccine. Medicare Advantage members with Part B coverage are eligible for reimbursement of the full out-of-pocket amount for vaccines administered.

To receive your reimbursement, complete the form below and mail it, along with a copy of your receipt, to:

Keystone Health Plan East / Keystone 65 HMO
P.O. Box 69353
Harrisburg, PA 17106-9353

Personal Choice® / Personal Choice 65SM PPO
P.O. Box 69352
Harrisburg, PA 17106-9352

PDF icon Seasonal Influenza Reimbursement Form

* Use the Provider Finder to locate participating retail health clinics (select “Group/Clinics”, then “Retail Health“").