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ibx.com Independence Blue Cross, parent site Healthy Steps
Health Care Reform Our Company IBX Websites
Websites
  • ibx4you.com
  • ibxmedicare.com
  • ibxpress.com
  • ibxtpa.com
  • ibxfoundation.org
  • good2bme.org
Careers Contact Us

Home Individuals
Individuals
  • Find a Plan
    • Individual and Family
    • Guaranteed Enrollment
    • Medicare
    • Low Income
    • Low Income En Espanol
    • Travel Insurance
  • Find a Doctor
    • Doctors, Hospitals, and Ancillary Providers
    • Urgent Care Centers
    • Vision Providers
    • Participating Pharmacies
    • Patient-Centered Medical Homes
    • Provider Quality Ratings
    • Blue Distinction Centers
    • BlueCard Worldwide
    • Physician Credentialing
  • Member Resources
    • IBX Mobile
    • Manage Your Account
    • Health and Wellness
    • Pharmacy Services
  • Health Insurance 360
    • What is Health Insurance?
    • How Health Insurance Works
    • Choosing the Right Plan
    • Types of Plans
    • What is Medicare?
    • In- vs. Out-of-Network
    • Generic and Brand-Name Drugs
    • Spending Accounts
Employers and Groups
Employers and Groups
  • Find a Plan
    • 2-50 Employees
    • 51-99 Employees
    • 100+ Employees
    • Student Group Plan
    • BlueSaver Health Account Solutions
  • Employer Resources
    • Manuals and Guides
    • Managing Your Account
    • Medical Policy
  • Choose Blue
    • Plans That Work for You
    • Provider Network
    • Wellness Programs
Providers
Providers
  • Communications
    • Provider News Center
    • Partners in Health Update
    • Provider Bulletins
    • Coding Guidelines & Policy Update
    • Inside IPP
    • Provider Publication Cumulative Index
    • Keystone 65 Select Network
  • Business Transformation
  • Policies & Guidelines
    • Medical Policy
    • Pharmacy Policy
    • Clinical Practice Guidelines
    • Preapproval/ Precertification for Services
    • Medical Policy/ Precertification Inquiry
  • Claims and Billing
    • X12 Gateway Transition
    • National Provider Identifier (NPI)
    • ICD-10
    • Electronic Data Interchange (EDI) Services
    • BlueCard
    • Claims Requirements and Communications
    • Claims Submission Addresses
    • Claims Requiring Submission of Clinical Information
    • Chiropractic Billing Guide
    • Clear Claim Connection and Significant Edits Disclosure Report
  • Tools and Resources
    • NaviNet
    • Provider Automated System
    • Forms
    • Electronic Credentialing
    • Compliance Training
    • Provider Supply Line Order Form
    • Email Sign-Up Form
  • Pharmacy Information
    • Pharmacy Policy
    • Select Drug Program
    • Standard Drug Program
    • Prior Authorization
    • Blood Glucose Meter Program
    • Direct Ship Injectables Program
  • Resources for Patient Management
    • Standards of Care
    • Worksheets, Forms, and Guides
    • Internet Resources
    • Interventions and Reminders
    • Healthy Lifestyles Programs
    • Connections Health Management Program
    • SilverSneakers Fitness Program
    • Case Management
    • Consumer Website
    • Pediatric Obesity and Diabetes Prevention Kit
  • Contact Us
    • Network Coordinator Search
    • Claims Submission
    • Provider Supply Line Electronic Order Form
Brokers
Brokers
  • ROAM
  • Broker Care Center
  • Interested in Becoming an IBC Broker?
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Company Info
  • Company Info
  • News
  • Events
  • Innovation
  • Independence Blue Cross Foundation
  • Business Issues
    • About Rising Health Care Costs
    • Green Business Program
    • Surplus
  • Anti-Fraud
  • Corporate Culture & Diversity
  • Connect with Us
  • Social Mission

Business Issues

Follow the links below to learn more about health care business practices and to gain insight into health care industry trends that affect coverage, service, quality, and costs.

  • Factors Fueling Rising Health Care Costs

    Prepared by PricewaterhouseCoopers on behalf of America's Health Insurance Plans, this comprehensive study provides additional analysis on how health insurance dollars are spent.
  • Green Business Program

    As a member of the Greater Philadelphia Green Business Program, Independence Blue Cross (IBC) has committed to changing daily business practices to reduce our impact on the environment. Learn more about the requirements of the Green Business Program and what IBC is doing to meet those requirements.
  • Our Budget Surplus Levels

    As a standard business practice, IBC ensures that its budget surplus keeps pace with costs, claims payment, and membership. With this surplus, our members can feel confident in our ability to pay for their medical bills — no matter what.

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© 2013 Independence Blue Cross.
Independence Blue Cross is an independent licensee of the Blue Cross and Blue Shield Association, serving the health insurance needs of Philadelphia and southeastern Pennsylvania.