Rating and Underwriting

All applications are subject to medical underwriting, and coverage may be approved at a standard premium rate, issued at a substandard rate, or declined. Child-only contracts are not available at this time. The following provides an overview of the rating and underwriting process.

Contact Information

If you have questions, please contact IBC’s Broker Services Hotline at 215-241-4761 (select option 2) or you may send us an email.
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